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EDMONTON, Alberta — Assadi Private Capital, Inc. has provided a $46,000 private second mortgage to finance renovations to a health care professional’s office in Edmonton, Alberta. The transaction highlights the firm’s willingness to consider smaller mortgage loans, including financing requests below $100,000. The loan carries an annual interest rate of 12%, with monthly instalments over…

Eviction proceedings were successful against tenant Ryan Lua (a.k.a. Ryan Bonaobra Lua) in April 2026. Ryan Lua was alleged to have signed a long-term lease for a Vancouver, BC condominium, but did not live in the unit. Instead, he listed the unit on short-term rental platforms like AirBnB and Booking.com without the owner’s knowledge. The…

Assadi Private Capital Inc. is pleased to announce the successful completion of a $115,000 first mortgage revolving line of credit secured by a bare-land strata property located on Salt Spring Island, British Columbia. The facility was structured to provide the borrowers with flexible, short-term capital to consolidate other obligations, fund property-related expenses and support working…

Private mortgage lending in Canada was once a small corner of real estate finance reserved only for banks. But it is now an accessible vehicle for reliable, asset-backed passive income. Investors can earn monthly interest with mortgages registered in their names on Canadian property. This article will outline four private mortgage underwriting fundamentals to protect…

If you’ve looked for passive income from real estate in Canada, you’ve probably come across Real Estate Investment Trusts, Mortgage Investment Corporations and direct private mortgage lending. They can all seem similar. They are real-estate-backed and can provide steady cash flow. But they are actually quite unique. Each asset gives you exposure to real estate…

I’ve been a private mortgage lender in Canada since 2013. I’ve issued loans in multiple provinces using my own money and have learned the business through trial-and-error. On balance, I think private lending is a great vehicle to generate passive income. But it would have been easier and less risky if I knew some important…

Most people think real estate investing is just about owning property and profiting from it. If you’re a landlord, a developer, or a flipper, that often means headaches. You might have to do renovations and inject more money into the asset. You could have tenants who don’t pay rent on time or have to take…

If you’re thinking about lending your own money on Canadian mortgages, there are foundational concepts you should understand before you start. Private lending can be a strong, reliable investment when done properly. But it can expose you to serious risk if you don’t understand the fundamentals. My name is Alexis Assadi, the founder of Assadi…

Many Canadian investors are enticed by private lending because it can produce steady, predictable returns backed by property. The main barrier for a lot of new lenders is perception. They assume they need huge amounts of money to lend.  In big cities, that’s often true. Housing prices in Toronto or Vancouver can easily exceeds a…

Every year, thousands of Canadians are turned down for mortgage financing by banks. Maybe their income is difficult to verify. They could be self-employed, facing credit challenges or under pressure to close quickly. Whatever the reason, their need for financing doesn’t go away. Many of these borrowers turn to private mortgage lenders. Author Introduction Let…