Private Capital for Urgent Mortgage Situations
At Assadi Private Capital Inc., we provide fast, real estate-secured loans to help clients avoid foreclosure and bring mortgage arrears current. We fund through licensed mortgage brokers and legal professionals, supporting files where time, complexity, or borrower profile has pushed the client beyond the reach of traditional lenders.
Foreclosure risk is often not about long-term insolvency, but rather short-term instability, missed payments due to divorce, illness, business setbacks, or other life disruptions. Our capital is designed to bridge these moments of volatility, allowing clients to preserve their home equity, avoid legal escalation, and regain control of their mortgage.
We Finance Arrears Payouts and Foreclosure Stops When:
• Banks have issued a demand letter or Notice of Sale
• Clients are behind on first or second mortgage payments
• A foreclosure statement of claim has been filed
• There is an opportunity to refinance, sell, or reinstate the mortgage within 6–18 months
• Borrowers need to exit consumer proposal or restructuring terms
Why Private Capital Works in These Situations
Institutional lenders generally require clients to be up to date on payments and to show clean credit and income. In contrast, we assess foreclosure and arrears files based on:
• The market value of the real estate
• The equity position
• The exit strategy (refinance, sale, renewal)
• The involvement of a professional intermediary
This allows us to step in where banks and trust companies cannot, providing short-term relief, not permanent debt.
Loan Terms and Parameters
• Typical loan amounts: $50,000 to $250,000
• 1st, 2nd, or 3rd position, depending on province and equity
• Interest-only terms between 6 to 18 months
• Funding timelines: as little as 3–5 business days from receipt of complete file
• No credit score minimum; open to imperfect income documentation
Who We Work With
We lend exclusively through licensed mortgage brokers, insolvency professionals, and legal counsel. We do not solicit or accept files directly from borrowers.
If your client is in pre-foreclosure or facing a forced sale, and they have meaningful equity and a viable exit plan, we encourage you to contact us. Whether you need funds to cure arrears, stop a power of sale, or stabilize the file for restructuring, we may be able to help.
Let’s Work Together
We respect the urgency of foreclosure matters and the professional role you play in managing them. If you are representing a client who needs fast, non-bank financing to avoid foreclosure, we encourage you to submit a file for review or contact us directly.
We aim to issue term sheets within 48 hours and fund decisively when time is limited.