What types of financing does Assadi Private Capital provide?
We provide short-term, asset-secured financing solutions for a range of client needs. Our offerings include 1st and 2nd mortgages and real estate-backed financing opportunities across Canada. We fund residential, commercial and mixed-use properties with flexibility for unconventional borrower profiles.
All transactions are originated exclusively through licensed mortgage brokers, lawyers, LITs and regulated financial professionals.
How soon can financing take place?
Assadi Private Capital can generally fund within 10 days after receipt of a complete package. Third-party professionals (appraisers, etc.) can affect timelines. Commitment Letters are typically issued within 48 hours, assuming clear file details and collateral information.
Do you fund distressed, time-sensitive, or complex deals?
Yes. We routinely finance transactions that involve distressed assets, title irregularities, tax or mortgage arrears, consumer proposals, power of sale, bankruptcy filings, and other non-standard circumstances. We welcome files with legal, procedural, or situational complexity—so long as they are submitted through a qualified professional who can present a clear summary and proposed exit. We encourage early disclosure of known issues so we can assess the file honestly and efficiently.
What types of collateral do you accept?
We lend against a wide range of real estate assets across Canada, including:
• Urban and rural single-family homes
• Multi-unit residential and mixed-use properties
• Commercial and light industrial properties
• Vacant land and infill development sites
• Mobile homes on titled land
• Distressed or partially restored assets
• Tax sale, estate, or court-directed real estate
We focus on the practical, saleable value of the real estate, not speculative upside. Legal title must be clean, and the exit must be reasonably achievable within term.
Which professionals can submit deals to Assadi Private Capital?
We work exclusively through regulated professionals. This includes:
• Licensed mortgage brokers and agents
• Lawyers handling estate, litigation, or real estate files
• Licensed Insolvency Trustees (LITs) and restructuring advisors
• Financial consultants working under regulatory exemption or institutional supervision
We do not accept submissions directly from borrowers or unlicensed parties.
What provinces or regions do you lend in?
We are actively funding in:
• Alberta – including Calgary, Edmonton, Lethbridge, and surrounding towns
• Manitoba – including Winnipeg, Brandon, and rural municipalities
• Ontario – selected urban and secondary markets, subject to title and asset value
• Atlantic Canada – including Nova Scotia and New Brunswick, particularly where bank lending is limited
We assess deals nationwide and are open to lending in underserved or overlooked markets with practical exit potential.
What information do you need to assess a deal?
To issue terms, we require:
• Property address, description and estimated market value
• Title search or parcel register
• Recent “as is” appraisal. Read about our appraisal and valuation standards here.
• Existing mortgage and debt summary
• Intended loan amount, use of funds, and proposed term
• Broker or advisor notes on borrower profile and exit plan
We may request additional documents depending on the province, asset class, or legal context.
Do you communicate directly with borrowers?
All borrower communication, intake, and documentation is managed by a regulated intermediary. We support you, the professional, not the end borrower directly. This ensures compliance, preserves your client relationship, and respects the division of roles.
How much can Assadi Private Capital fund?
We typically fund between $50,000 and $250,000 per transaction. Larger or syndicated deals may be considered where the collateral and structure justify it, and where additional investor capital or risk-sharing mechanisms are arranged. Our loan-to-value ratios are conservative, with adjustments for asset class, condition, and location.
Are there prepayment penalties or hidden fees?
No. We do not charge exit fees, back-end penalties, or early repayment premiums. Our cost structure includes clearly disclosed lender fees, broker fees, and interest, all based on deal risk, term, property type, and jurisdiction. There are no surprises. We aim for full transparency in every transaction.
Do you offer non-mortgage financing?
Yes. In addition to mortgages, we offer secured lines of credit and business-purpose loans for real estate operators, professionals, and business owners. We also purchase promissory notes and offer liquidity solutions secured by real estate or expected revenue (e.g., commission advances, probate payouts, debt consolidations with asset backing).
What kinds of professionals benefit most from working with you?
• Mortgage brokers who need fast closings or flexible underwriting
• Lawyers managing estate, family, or litigation files involving real estate
• LITs and restructuring professionals seeking liquidity or exit capital
• Advisors arranging short-term bridge loans, asset workouts, or capital restructuring
If your file is urgent, unconventional, or difficult to place through traditional channels, we are structured to help.
How do I get started?
Submit a basic deal summary through our website, or email us directly. Include property location, estimated value, loan amount, and any known constraints. A member of our team will respond quickly to confirm alignment and request additional documentation as needed.
I don’t have a deal yet. Can I still connect with you?
Yes. We welcome early conversations with regulated professionals who want to understand our lending model and parameters before a file arises. Building rapport in advance allows us to collaborate efficiently when the right opportunity comes along. Reach out at any time, we’re happy to introduce ourselves and answer your questions.