Private Financing for Alberta Professionals Secured by Pending Sales
Assadi Private Capital offers commission advances to licensed real estate agents and brokers in Edmonton who seek early access to earned income prior to transaction closing. This specialized funding product allows agents with firm sales and upcoming closings within 30 to 60 days to access a portion of their commission in advance.
Our commission-backed financing is not speculative or consumer-focused lending. It is a structured, short-term financial solution designed to support working professionals in meeting business, tax, or personal obligations while awaiting commission disbursement. For agents in Edmonton’s active property market, this is a timely and responsible alternative to traditional borrowing.
Commission Advance Program Overview: Edmonton
• Loan Amounts: Minimum $3,000, up to $20,000 or 70% of the net commission, whichever is lower
• Loan Term: Interest-only; no monthly payments; repaid in full at closing
• Interest Rate: 1.8% per month, calculated monthly without compounding
• Funding Timeline: Disbursed within 1–3 business days after approval and receipt of required documentation
• Repayment: Deducted directly from commissions held in trust and disbursed by the brokerage
Our product is designed to be efficient, transparent, and non-disruptive to existing brokerage relationships.
Eligibility Criteria for Edmonton Commission Advances
Commission advances are available to real estate professionals in Edmonton who meet the following criteria:
Deal Requirements
• The sale must be firm and unconditional
• The closing date must fall within 60 calendar days
• The property must be located in Edmonton or the surrounding region, with a strong expectation of closing
Agent Qualifications
• Licensed in good standing with the Real Estate Council of Alberta (RECA)
• Minimum of two completed transactions in the preceding 12 months
• No unresolved disciplinary history, commission-related disputes, or active client litigation
Required Documentation
To process an application efficiently, the following items are required:
• MLS listing for the transaction
• Fully executed Agreement of Purchase and Sale (APS)
• Commission summary or fee schedule from the brokerage
• Confirmation from the brokerage regarding payout amount and expected disbursement date
• Proof that the commission is held in trust and not under dispute
• Confirmation that any financing conditions have been waived or satisfied
Transactions We Decline
• Conditional or non-firm sales
• Private sales not listed on MLS
• Deals with unconfirmed or unsecured financing (unless all-cash)
• Commission disbursements more than 60 days from application
• Agents with prior defaults on commission advance loans
• Transactions involving active litigation or significant buyer-side financing uncertainty
Why Edmonton Agents Work with Assadi Private Capital
Assadi Private Capital is a direct private lender with deep experience in real estate-secured financing. Our commission advance solution is crafted for licensed professionals with verified transactions, offering fast and discreet access to funds based on commissions they have already earned.
This is not consumer lending or payday-style borrowing. We provide institutional-quality service to working agents with strong deal flow and professional standing. Our approach is practical, timely, and aligned with Alberta’s real estate industry.
If you’re an Edmonton-based real estate agent or broker with an upcoming closing and a firm sale, we invite you to contact our office. We are ready to support your liquidity needs with a streamlined, purpose-built solution.
Assadi Private Capital: Your Trusted Partner for Commission Advances in Edmonton and Across Canada