For licensed real estate agents and brokers operating in Calgary’s dynamic property market, Assadi Private Capital offers commission advance financing, giving you early access to earned income before your transaction closes. Our service is designed to support Alberta real estate professionals who have completed a firm deal and require short-term capital without waiting weeks for the commission payout.
This is not a speculative lending product. Rather, it’s a structured, short-term financial tool that enables qualified agents to unlock liquidity from confirmed commissions. Whether the funds are needed for marketing, tax payments, business expenses, or personal obligations, our solution bridges the financial gap between a firm sale and closing, providing early commission access Calgary professionals can rely on.
Program Overview: Commission Advances for Alberta Realtors
Our Calgary commission advance program is clear, fast, and built for working professionals:
• Advance Amounts: We advance between $3,000 and $20,000, or up to 70% of the net commission, whichever is lower.
• Loan Structure: No monthly payments are required. The entire loan is repaid from your commission at closing.
• Interest Rate: 1.8% monthly interest, calculated on a simple basis with no compounding.
• Funding Timeline: Upon approval and submission of all required documentation, we fund within 1 to 3 business days.
• Repayment Process: Repayment is handled directly through your brokerage, from commission funds held in trust and released on closing.
Our offering is designed to be efficient and non-intrusive, providing early access to real estate commissions for Calgary agents without disrupting their brokerage relationships.
Eligibility Criteria for Commission Advances in Calgary
To qualify for our commission advance program, applicants must meet the following conditions:
Deal Requirements
• The sale must be firm and unconditional (conditions waived).
• Closing must be scheduled within 60 calendar days.
• The property must be located within Calgary or a surrounding area with low default risk.
Agent Qualifications
• You must be a licensed real estate professional in good standing with RECA (Real Estate Council of Alberta).
• You must have completed at least two transactions in the past 12 months.
• No unresolved disciplinary matters or ongoing legal disputes related to your business should exist.
Required Documentation
To facilitate fast disbursement, we require:
• A copy of the MLS listing for the property.
• The fully executed Agreement of Purchase and Sale (APS).
• A commission statement or payout schedule from your brokerage.
• Written confirmation from your brokerage that your commission will be paid on a specific date.
• Confirmation that the commission is held in trust and not under dispute.
• Proof that financing conditions have been waived or confirmed (e.g., all-cash deal or firm mortgage approval).
Transactions We Cannot Fund
To preserve the integrity of our offering, we decline applications that include:
• Conditional or non-firm transactions.
• Private, non-MLS-listed sales.
• Deals where buyer financing is uncertain or incomplete.
• Commission payouts more than 60 days away.
• Agents with prior defaults on commission advance loans.
• Transactions tied to litigation or buyer-side legal risks.
Why Calgary Agents Work with Assadi Private Capital
We are a direct private lender focused exclusively on short-term, real estate-secured loans. Our commission advance solution is built for real estate professionals who need practical, fast, and responsible access to capital based on commissions they’ve already earned. We understand the Alberta regulatory environment and the day-to-day realities of working in Calgary’s real estate sector.
Our solution is not a payday loan or high-risk consumer product. It is a professional tool for working realtors with confirmed commissions and a clean track record. We do not interfere with your brokerage or your clients. Our role is simple: to provide funding quickly and discreetly so you can keep your business moving forward.
If you’re an active real estate agent or broker in Calgary with a firm transaction and a commission payout on the horizon, contact us today. We can help you access the capital you’ve earned, before closing day arrives.
Assadi Private Capital: Your trusted partner for early commission access in Calgary.