Fast, Flexible Private Mortgages & Business Loans in Atlantic Canada’s Growth Hub
Assadi Private Capital is actively funding short-term private mortgages and real estate-secured business loans in Moncton, NB and the surrounding Greater Moncton area, including Dieppe and Riverview. We work exclusively through licensed mortgage brokers and regulated financial professionals, providing flexible financing for deals that fall outside conventional underwriting parameters.
Why Moncton?
Moncton and its CMA, known as Greater Moncton, are among the fastest-growing communities in Canada, with a metro population of roughly 158,000 and annual growth rates of about 5.1% . Nicknamed “Hub City,” Moncton is the economic centre of Atlantic Canada, driven by government services, health care, education, transportation, and logistics . Its diversified job base includes strong public sector employment, growing financial services, IT, retail, and advanced manufacturing .
Despite rapid growth, Moncton remains significantly more affordable than larger Canadian cities. The average home market value sits near $348,900–$380,000, reflecting steady, balanced growth, not overheated speculation . Lower prices combined with equity-rich ownership create ideal conditions for private short-term lending.
A Lending Environment Built for Private Capital
Moncton’s stable real estate fundamentals include:
• Populated by young families, dual-income households, and a growing immigrant segment (9.5% of the workforce)
• A diverse economy with employment spread across health care, public administration, retail, logistics, and technology sectors ()
• Strong industrial and distribution infrastructure, with healthy vacancy rates (8–9%) in local industrial parks ()
These qualities bring borrower reliability and robust exit options, perfect for private capital deployment.
What We Fund
We offer private mortgage and real estate-backed business financing for:
• Residential purchases/refinances, including equity takeouts and bridge loans
• Low-value properties (<$100K) that banks typically decline
• First- and second-position mortgages, including for renovation, arrears, business or investment purposes
• Business loans secured by real property, including for working capital, expansion, or restructuring
• Construction, infill, or light development financing for small-scale projects and contractors
If the asset has a credible exit strategy, sale, refinance, or stabilized rental, we can lend, even where banks cannot.
Structure & Speed
• Loan size: $30,000 – $500,000+, with flexibility for the right structure
• Term: 6 to 18 months, interest-only
• LTV: Up to 75%, dependent on location, asset type, and exit strategy
• Position: 1st, 2nd, or (in rare cases) 3rd mortgage
• Timeline: Term sheets issued in 24–48 hours; fundable in 3–7 business days once appraisal and title review are complete
We underwrite pragmatically, focusing on property utility, equity, and exit feasibility, rather than credit scores.
Who We Partner With
• Mortgage brokers navigating declined deals, rapid timelines, or credit issues
• Realtors and real estate attorneys managing conditional sales or estate closures
• Business advisors and accountants arranging capital for operational or expansion needs
• Builders, contractors, and developers financing acquisition or build stages
• Trustees, executors, and estate professionals requiring bridge loans or probate financing
We only lend through regulated professionals.
Why Assadi Private Capital
• We make decisions fast, no long delays
• We embrace complexity, including lower-value and transitional assets
• We offer transparent terms and fair broker compensation
• We respect your role, we don’t solicit your clients
• We execute decisively, funding in days, not weeks
Let’s Work Together
If you’re handling a file in Moncton, Dieppe, or Riverview that requires private capital, whether due to time constraints, credit issues, unique property conditions, or financing innovation, please reach out. Submit your deal summary through our website or contact our office directly for a confidential conversation.
Assadi Private Capital is ready to partner with broker professionals in Atlantic Canada, delivering solutions and execution where others fall short.