Direct Mortgage and Business Financing in Toronto’s Western District
Assadi Private Capital provides fast, flexible private lending solutions in Etobicoke, one of the most dynamic and diverse districts within the City of Toronto. We specialize in short-term, asset-secured loans for borrowers who do not meet the criteria of institutional lenders, offering financing for residential, commercial, and business-purpose real estate transactions.
We work exclusively through licensed mortgage brokers and regulated professionals, never directly with borrowers. Our goal is to fill a critical gap in the market: providing dependable capital for deals that require urgency, tolerance for complexity, or non-traditional structuring.
Why Etobicoke?
Etobicoke has evolved into one of the GTA’s most strategically important submarkets. It offers urban density with suburban scale, diverse housing stock, major employment hubs, and excellent transit and highway access. Bordered by Mississauga to the west and the Humber River to the east, Etobicoke provides a cross-section of Toronto’s housing, industry, and infrastructure in one district.
Key features that make Etobicoke attractive for private lending include:
• A wide mix of postwar homes, high-rise towers, and new infill developments
• Proximity to Toronto Pearson International Airport and major logistics corridors
• Strong activity in industrial, warehouse, and distribution properties
• Rapid demographic growth and gentrification in areas like Mimico, Long Branch, and the Queensway
• A high volume of mortgage renewals, refinances, and investor repositioning in aging housing stock
This dynamic market environment creates real demand for financing solutions that banks, MICs, and B-lenders often refuse to provide.
Lending for Real Scenarios
We are most useful in files where:
• A borrower has equity but recent credit damage
• A closing must occur before traditional financing can be secured
• Arrears or legal issues are preventing renewal
• A construction project or renovation needs short-term capital
• The subject property is undervalued, distressed, or mid-repair
Whether the asset is a bungalow in Rexdale, a multi-unit property in New Toronto, or a contractor’s warehouse near the QEW, we will evaluate and fund based on real security, not underwriting templates.
Our Lending Parameters
• Loan size: $50,000 to $500,000+
• Mortgage position: 1st, 2nd, and where appropriate, 3rd
• Security: Residential, commercial, and mixed-use real estate
• Max LTV: Up to 75%, subject to asset type and condition
• Terms: 6–12 months, interest-only
• Timeline: Commitments issued in 24–48 hours; funding typically in 3–5 business days
We lend on equity, viability, and execution, not borrower score or bank conformity.
Where We Lend in Etobicoke
We are currently lending across all major Etobicoke neighbourhoods, including:
• The Kingsway – legacy homes, estate liquidations, bridge financing
• Mimico & Long Branch – condo transition financing, investment properties
• Rexdale – equity takeouts, arrears repayment, and multi-generational households
• Queensway & Islington – mixed-use and small commercial properties
• Humber Bay – refinances and investor-led purchases of aging high-rises
We also welcome referrals for low-value or older properties under $100,000 in land value, where MICs may not lend.
Who Brings Us Files
We fund private loans introduced by:
• Mortgage brokers with clients rejected by A or B lenders
• Realtors and real estate lawyers requiring fast closings
• Family law or estate lawyers needing bridge capital during division or probate
• Small developers or contractors purchasing or refinancing mid-project
• Business owners leveraging real estate for working capital or restructuring
Our goal is to support professionals, not compete with them.
Let’s Work Together
If you’re handling a deal in Etobicoke where timing, credit, or asset condition has made institutional funding unworkable, we encourage you to reach out. We specialize in solving exactly these types of files, quickly, discreetly, and without policy barriers.
Submit your deal directly through our website, or contact our office to discuss. Assadi Private Capital is ready to fund deals in Etobicoke and beyond, without delay, and without unnecessary complexity.